by | Aug 6, 2025 | real estate law

The absence of a habitability certificate (now commonly referred to as a certificate of occupancy or usability) is one of the most frequent issues in real estate transactions and often becomes a source of disputes between buyers and sellers.

But what are the actual legal consequences when a property lacks this certificate? Can the buyer terminate the contract? Is the sale still valid?

 

What Is the Habitability Certificate?

The habitability certificate certifies that a property complies with the legal requirements regarding:

  • safety;
  • hygiene and health standards;
  • energy efficiency;
  • compliance of systems and installations.

In practice, it confirms that the property is suitable for residential use or for its intended purpose under applicable regulations.

 

Is the Sale Valid Without the Certificate?

Yes. According to established case law, the absence of a habitability certificate does not automatically render the sale contract null and void.

However, the issue may still constitute a contractual breach by the seller when the lack of the certificate significantly affects the use, value, or marketability of the property.

The legal consequences therefore depend on the specific circumstances of the case and on the seriousness of the deficiency.

 

When Can the Buyer Take Action?

The buyer may seek legal remedies when the absence of the certificate:

  • was concealed or not disclosed;
  • prevents lawful use of the property;
  • substantially reduces the value of the property;
  • results in administrative or urban planning irregularities.

Depending on the circumstances, the buyer may request:

  • termination of the contract;
  • a reduction in the purchase price;
  • compensation for damages.

 

The Importance of Due Diligence Before Purchase

Before signing a purchase offer or preliminary agreement, it is essential to verify:

  • the urban planning status of the property;
  • the existence of the habitability certificate;
  • cadastral conformity;
  • building permits and authorizations.

A proper legal and technical review before purchase helps prevent costly disputes and protects the buyer’s investment.

 

Seller and Real Estate Agency Responsibilities

Both the seller and, in some cases, the real estate agency have obligations of transparency and disclosure toward the buyer.

Failing to provide accurate information regarding the legal and administrative status of the property may expose the responsible parties to contractual and professional liability.

 

Conclusion

The lack of a habitability certificate should never be underestimated in a real estate transaction. Although it does not automatically invalidate the sale, it can have significant legal and economic consequences.

Careful legal assistance and preventive due diligence are essential to avoid future disputes and ensure a secure investment.

For further information or legal assistance regarding real estate transactions and property disputes, please contact the Law Firm through Avvocato Leuzzi Studio Legale.